Ease Cash Loan App Review 2025 – APK Download, Interest Rates & Customer Care Number
The Ease Cash Loan App is a Nigerian digital lending platform that promises quick and convenient access to loans anytime, anywhere. Marketed as a rival to Okash, PalmCredit, Branch, FairMoney, Carbon, and Tloan, it claims to offer instant paperless loans without collateral. But is Ease Cash really reliable? Let’s look at the loan details, requirements, repayment process, and real user reviews.
Ease Cash Loan Details
- Loan Amount: ₦3,000 – ₦1,000,000
- Tenure: 91 – 120 days
- Daily Interest Rate: 0.07% (25.55% per annum)
- APR (Annual Percentage Rate): Up to 36%
Example Loan:
If you borrow ₦10,000 for 120 days at 25.55% APR
- Interest = ₦840
- Total repayment = ₦10,840
Ease Cash APK Download
You can get the app in two ways:
- Google Play Store: Search for Ease Cash Loan App and download.
- APK Download: If the Play Store option doesn’t work, search for “Ease Cash Loan App APK download” on trusted APK sites.
After installation:
- Register with your phone number.
- Provide BVN and personal details.
- Apply for a loan and receive disbursement directly into your Nigerian bank account (e.g., Access Bank, FirstBank, Zenith Bank, Union Bank, Ecobank, Fidelity).
Requirements for Ease Cash Loan
To be eligible for a loan, you must:
✔️ Be a Nigerian resident
✔️ Aged between 20–55 years
✔️ Have a valid BVN and bank account
✔️ Provide accurate personal and financial details
No collateral is required, but your credit score and repayment history determine approval.
Ease Cash Customer Care Number
If you need support, you can contact Ease Cash via:
Phone: 09022348661
Email: [email protected]
Address: GRA, Ikeja, Lagos, Nigeria
Note: Many users have reported slow or unresponsive customer support, so keep this in mind before borrowing.
Ease Cash User Reviews – What Borrowers Say
Reviews from real Nigerian users show very mixed experiences:
Positive Reviews
- “Quick to disburse loans. Easy to fill form.” – Rasheed Lawal
- “Low first-time interest and smooth process.” – Abosede Joy
Negative Reviews
- “They deducted money from my account without giving me a loan. Fraudulent app.” – Sulaimon Olamilekan
- “Very high interest rates, with multiple hidden fees (service + management + late penalties).” – Adele Emmanuella
- “Poor customer service. No response to emails or calls.” – Agnes Waziri & Franklin Chika
- “Auto-debits accounts even when loans were not disbursed. Scam behavior.” – Debola Giwa
- “Disturbs borrowers with calls before due date, harassing them.” – Onabanjo Hassanat
Pros and Cons of Ease Cash
Pros
- Loans up to ₦1,000,000 available
- Fast approval and disbursement
- 100% online and paperless
- No collateral required
Cons
- Hidden charges (service fees, management fees)
- High interest rates (APR up to 36%)
- Poor customer support
- Auto-debit complaints from many users
- Aggressive debt collection practices reported
Is Ease Cash Loan App Legit or Scam?
Ease Cash does provide loans, but too many borrowers report hidden charges, unfair deductions, and unresponsive customer care. While some users receive funds quickly, others accuse the app of fraudulent practices such as debiting accounts without disbursing loans.
Verdict: Use with extreme caution. Borrow only small amounts you can repay quickly.
Rating: ⭐⭐ 2/5 – Unreliable customer service, hidden charges, and questionable practices overshadow its convenience.
