Xcreditplus makes it easy for people in Nigeria to access a loan, anytime, anywhere. Complete our application in seconds and receive your loan straight into your bank- account. Xcreditplus is like a bank in your pocket, there for you at all times.
Xcreditplus, developed by Xgo Finance Limited, a registered finance company based in Lagos, brings millions the convenience of flexible credit options at their fingertips. Whether you need ₦80,000 urgently or wish to expand your credit limits, Xcreditplus has you covered.
Benefits of Xcreditplus Loan
- No paperwork, collateral, or registration fees
- Simple requirements: just a single ID and Bank Account
- Flexible repayments of up to 180 days
- Exponential credit limit expansion
- Industry-low rates starting from 0.1% per day
Additional Benefits
- Borrow for up to 180 days with flexible repayment schedules
- Transparent fee structure with no hidden charges
- Daily interest rates as low as 0.1%
- Increase your limit up to ₦100,000 quickly
- SSL encryption ensures the security of your personal data
- Respectful treatment even in case of late repayment
- Refer friends and earn ₦3000 off your next loan
APK Download and How to Apply for Xcreditplus Loan
- Download the Xcreditplus app from the Play Store.
- Provide basic information to customize your credit score.
- Specify your desired loan amount and repayment date.
- Receive funds directly into your bank account.
- Repay easily using online payments or USSD code.
- Apply for your next loan with a higher limit post-repayment.
Eligibility
To qualify for Xcreditplus Loan, you must:
- Be a Nigerian resident aged 18+
- Have a valid ID and mobile number
Terms of Xcreditplus Loan
- Credit limit: ₦4,000 – ₦100,000
- Daily interest rate: 0.1%-0.6%
- Maximum APR: 36.5% – 182.50%
- Loan duration: 90-180 days
Details of Interest/Fees:
Example:
For a loan principal of ₦4000 over 120 days at a daily rate of 0.1%, the total fee would be ₦480, making the total repayment amount ₦4480.
Repayment Example:
- One-time repayment: ₦4480 after 120 days
- Monthly repayment: ₦1120 per month
In conclusion, Xcreditplus offers a seamless way to access up to ₦100,000 instantly, with transparent terms and low rates. Explore the benefits and start your financial journey today.
