Cash Owomi Loan stands out as a user-friendly personal loan platform tailored for Nigerian mobile users, offering instant loans with adaptable repayment plans and favorable interest rates. In this detailed blog post, we will delve into the key benefits of choosing Cash Owomi, explore their loan products, outline the application process, and detail eligibility requirements.
Loan Details
Here are the essential details you need to know about Cash Owomi Loan:
- Company: Cash Owomi Loan
- Interest Rate: 0.1% to 1% daily, 36.5% to 300% APR
- Loan Amount: ₦3,000 to ₦200,000
- Loan Period: 91 to 365 days
- Contact Email: cashowomi999@gmail.com
- Contact Hotline: +234 9153849757
- Address: Room 113, Japaul House, Opebi Road No. 20, Central Business District, Ikeja, Lagos, Nigeria
Why Choose Cash Owomi?
Cash Owomi offers compelling advantages to Nigerian mobile users seeking personal loans:
- Loan applications are credit-based, eliminating the need for deposits or guarantees.
- Disbursement of loan amounts up to ₦500,000 directly to your bank account.
- A paperless and digital application process for convenience on your mobile device.
- Strict data privacy measures; your information is not shared without consent.
- Automated reminders to help you stay on top of repayments.
Explore also: [Sure Credit Loan, Customer Care Number, App Download]
Loan Offer
Cash Owomi’s loans come with flexible terms:
- Loan amounts ranging from ₦3,000 to ₦200,000.
- Loan terms varying between 91 and 365 days.
- Interest rates spanning from 0.1% to 1% daily, with an Annual Percentage Rate (APR) of 36.5% to 300%.
- Origination fees ranging from ₦1,174 to ₦6,000 as a one-time charge.
Example Scenario
For a better understanding, consider a 91-day loan with a ₦3,000 principal, a 39% origination fee, and a 2.7% interest rate:
- Origination fee: ₦1,174
- Interest: ₦81
- Total amount due: ₦4,255
Application Process
Applying for a Cash Owomi Loan is a straightforward process:
- Install the Cash Owomi app from the Play Store.
- Register an account.
- Select the desired loan product.
- Fill out basic information and submit the application.
- Verification may involve a call. The application result is displayed in the app, with SMS notification if approved.
- E-sign the loan agreement upon approval.
- The approved amount is disbursed into your account, confirmed by an SMS notification.
Eligibility
To be eligible for a Cash Owomi Loan, applicants must:
- Be a Nigerian resident.
- Fall between 20 and 55 years old.
- Have a consistent monthly income.
Cash owomi customer care Contact Information
For any inquiries or concerns, reach out to Cash Owomi through:
- Customer Service Email: cashowomi999@gmail.com
- Customer Service Hotline: +234 9153849757
Conclusion
Cash Owomi Loan emerges as a dependable and convenient personal loan platform for Nigerian mobile users. With its accommodating repayment plans, favorable interest rates, and an intuitive application process, it serves as an ideal solution for those seeking swift access to funds.
By meeting the eligibility criteria and following the simple application steps, borrowers can secure the financial support needed to overcome challenges or achieve their financial goals.
If you have any questions or require assistance, feel free to contact Cash Owomi’s customer service team, dedicated to ensuring a seamless loan experience for all users.
