EZLoan Review – APK Download, Interest Rates & Customer Care Number
Looking for a fast loan app in Nigeria with no collateral, low interest, and quick disbursement? Then you should check out EZLoan – Instant Cash Loan, one of the rising mobile lending platforms that promises safe, transparent, and convenient loans for Nigerians.
In this article, we’ll cover everything you need to know about EZLoan, including loan features, interest rates, repayment terms, customer reviews, and how to download and apply.
What is EZLoan?
EZLoan is a licensed microfinance loan app in Nigeria, regulated by the Central Bank of Nigeria (CBN). It provides instant personal loans, with no paperwork, guarantors, or collateral required. The entire process is 100% digital – from application to disbursement.
EZLoan Loan Features
- Loan Amount: ₦5,000 – ₦5,000,000
- Loan Tenure: 90 to 270 days (flexible repayment terms)
- Interest Rate (APR): 18.5% – 25.55% (0.05% – 0.07% daily)
- No Hidden Charges: Repayment depends only on your loan amount and credit profile.
- Instant Disbursement: Approved loans are sent directly to your bank account.
- Digital Reminders: Get notifications so you never miss repayment dates.
Example Loan Calculation
If you borrow ₦10,000 for 90 days at an APR of 21%:
- Interest = ₦10,000 × 21% × (90 ÷ 365) = ₦517
- Total Repayment = ₦10,000 + ₦517 = ₦10,517
Why Choose EZLoan?
✔ No Collateral Needed – no deposits, no guarantors
✔ Licensed & Secure – regulated by the CBN
✔ Easy to Apply – apply anytime from your phone
✔ Fair Rates – interest depends on your credit profile
✔ Fast Cash – disbursement in minutes after approval
How to Apply for an EZLoan
- Download EZLoan app from the Google Play Store.
- Register with your mobile number.
- Fill in personal details (BVN, ID, and income info).
- Submit loan application and wait for instant review.
- Receive money directly into your bank account.
Customer Reviews of EZLoan
Like many Nigerian loan apps, EZLoan has mixed reviews:
- “Ezloan is very fast at disbursement. I’m giving it 4 stars. Once I receive the money, 5 stars.” – Oluwabamise Joshua
- “Good app, easy to apply, and I recommend it to people.” – Popoola Mercy
- “Repayment time is too short.” – Uchendu Ijeoma
- “Rejected after filling all information. It’s better you don’t install at all.” – EntertAiNer Tv
Overall, users love the easy registration and fast process, but some complain about short repayment terms and rejection after application.
Contact Details – EZLoan Customer Care Number
- Email: [email protected]
- Hotline: +234 7001239956
- Company: Pactowoh Africa (Licensed by CBN)
Final Verdict – Is EZLoan Legit?
Yes – EZLoan is a legitimate loan app in Nigeria, licensed by the Central Bank. It offers quick, collateral-free loans with fair interest rates and instant disbursement.
However, users should note:
⚠️ Repayment periods can be short.
⚠️ Approval is not guaranteed – depends on your credit profile.
If you need a fast loan app in Nigeria with CBN approval, EZLoan is worth trying.
Download EZLoan today and get instant cash when you need it most!
