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List of USSD Codes to Apply for Loans in Nigeria in 2024

Are you in need of quick and convenient ways to secure loans in Nigeria in 2024? Look no further! In this comprehensive guide, we provide you with an exhaustive list of USSD codes that allow you to apply for loans seamlessly from various banks, fintech apps, and network providers such as MTN, GLO, Airtel, and 9mobile.

Prerequisites for Loan Application

Before diving into the world of online loans, ensure you have the following prerequisites ready:

  • BVN (Bank Verification Number)
  • Minimum age of 18
  • Active phone number and email
  • Legal name
  • Source of income
  • Bank account number

Having these details on hand will expedite the loan application process and increase your chances of approval.

Essential Considerations

Before applying for a loan in Nigeria, keep these crucial factors in mind:

  1. Repayment Ability: Only borrow what you can comfortably pay back to avoid financial strain.
  2. Interest Rates: Always check and understand the interest rates associated with the loan to make informed decisions.
  3. Security Measures: Never share your login details with anyone, including customer care representatives. Security is paramount in online transactions.
  4. Diversify Application Methods: While USSD codes offer a quick solution, consider downloading the respective apps for enhanced features and services.

USSD Codes for Loan Applications in Nigeria (2024)

Take advantage of the following USSD codes to apply for loans from various financial institutions:

  1. AB Microfinance Bank: *389755#
  2. Access Bank: *90111#
  3. Accion MFB: *5726#
  4. Airtel Quick Cash Loan: *561#
  5. Aledin Nano: *903#
  6. Carbon (Paylater) USSD Code: *1303#
  7. Diamond Bank Loan Code: 71011#
  8. Eco Bank Loan Code: *326#
  9. Etisalat Loan Code: *561#
  10. FCMB Loan Code: *329#
  11. Fairmoney USSD Code: 3226#
  12. Fidelity Bank Loan Code: *770#
  13. First Bank Loan Code: *894#
  14. GTBank Loan Code: *73751*51#
  15. Glo Cash Loan Code: *3221*Amount#
  16. Heritage Bank Loan Code: *322#
  17. Interswitch Loan: *322#
  18. Keystone Bank Loan Code: *533#
  19. Kwik Cash USSD Code: *561#
  20. Migo Loan Code: *561#
  21. MTN Cash Loan Code: *6064#
  22. Paga Loan Code: *242#
  23. Quick Teller (MTN, Airtel, 9mobile): *322#
  24. Skye Bank Loan Code: *833#
  25. Sterling Bank Loan Code: *822#
  26. Trader Money Loan Code: *540#
  27. UBA Bank Loan Code: *919#
  28. Union Bank Loan Code: *826#
  29. Unity Bank Loan Code: *7799#
  30. Wema Bank Loan Code: *945#
  31. Zenith Bank Loan Code: *966#
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Congratulations! You now possess a comprehensive list of USSD codes to facilitate your loan applications across Nigeria. Thank you for reading, and feel free to explore the diverse financial opportunities available from your preferred bank, all at your fingertips, anywhere in Nigeria. Secure your quick loan today!

Ibrahim Ismail

A passionate and highly skilled individual who has seamlessly blended the worlds of statistics, technology, and finance.

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