loan apps

FitLoan App Review: APK Download, Customer Care Number

FitLoan App is a cutting-edge personal lending platform that offers hassle-free loans of up to N20,000 without the need for collateral or extensive paperwork. This review delves into the app’s features, the loan application process, pros and cons, APK download instructions, legitimacy, customer support, and crucial information about interest rates and requirements.

Features and Benefits:


  1. Fast Approval and Disbursement:
  • FitLoan boasts rapid loan approval and disbursement processes, ensuring quick access to funds for qualified borrowers.
  1. Revolving Creditline:
  • Borrowers experience a revolving creditline, enabling them to access higher loan amounts as they repay previous loans promptly.
  1. Responsive Customer Support:
  • FitLoan provides commendable customer support, ensuring users can address concerns or inquiries promptly.
  1. Smooth Verification Process:
  • The app offers a seamless and user-friendly verification process, enhancing the overall user experience.


  1. High Interest Rates on Short-Term Loans:
  • FitLoan’s short-term loans come with relatively high-interest rates, a factor borrowers should consider.
  1. Short Loan Repayment Term:
  • With a minimum loan repayment term of just 5 days, borrowers face a tight deadline for settling their debts.
  1. Predatory Lending Practices:
  • Users should exercise caution, as FitLoan has been associated with predatory lending practices.
  1. Poor Repayment Interface:
  • The app’s repayment interface is reported to be subpar, potentially causing inconvenience for users.
  1. Limited Loan Tenor:
  • FitLoan imposes a maximum loan tenor of 30 days, which may not suit borrowers seeking longer repayment periods.
  1. Bugs in Registration Process:
  • Some users have reported encountering bugs during the registration process, hindering a smooth experience.

FitLoan Loan App APK Download

To access the FitLoan app and apply for a loan, follow these steps:

  1. Download and install the FitLoan app from the Google Play Store.
  2. Register your information and await the loan result.
  3. Select your desired loan amount.
  4. Upon approval, the loan amount will be disbursed into your account.
  5. Timely repayment contributes to an improved credit score, facilitating future lending.
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Additional Steps and Considerations:

  • Provide your Biometric Verification Number (BVN).
  • Pay N30 to link your ATM card, increasing your chances of securing a higher loan amount.
  • Confirm your details with a one-time password (OTP) sent to your phone.
  • The app analyzes your credit score, displaying the result within two minutes.
  • Ensure a good phone with sufficient memory for a clear live selfie for identity verification.

Is FitLoan App Legit?

FitLoan App is verified as a legitimate loan platform, supported by positive customer testimonials. Users are urged to prioritize transaction security, as avenues for redress for poor customer service are limited.

Rates and Requirements:

  • Loans are available to users aged 21 and above.
  • Submission of bank statements and a valid identification document may be required.
  • Repayment periods range from 61 to 90 days, depending on the loan amount.
  • Interest rates vary from 3% to 10% per month, equating to an Annual Percentage Rate (APR) of 36% to 120%.

Example Calculation:
For a N10,000 loan over a 2-month tenor at 3% interest per month (36% APR), the total repayment would be N10,600.

Fitloan Customer Service

Users are advised to carefully review the terms and conditions in the Disclosure Statement before proceeding with any loan transactions.


FitLoan App offers a convenient solution for individuals seeking quick loans without collateral. While it presents advantages such as fast approval and a revolving creditline, users must be mindful of the cons, including high-interest rates and potential issues with the registration process. By adhering to responsible borrowing practices and understanding the terms, users can make informed decisions when utilizing the FitLoan App.

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Ibrahim Ismail

A passionate and highly skilled individual who has seamlessly blended the worlds of statistics, technology, and finance.

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