Flashlend Loan App Review 2025 – APK Download, Customer Care Number, and Loan Details
If you need quick loans in Nigeria, the Flashlend Loan App (also called Flashend Loan) claims to offer fast and easy access to credit using AI-powered approval. Backed by Kreston Finance Ltd, a licensed institution with an FCCPC financial license, Flashlend positions itself as a formal lender that complies with Nigerian regulations.
But is it really reliable? Let’s break down the app features, requirements, and what users are saying.
Flashlend Loan App Features
- Loan Amounts: ₦8,000 – ₦300,000
- Loan Tenure: 91 – 180 days
- Annual Interest Rate: Up to 24% (0.0658% daily)
- Service Fee: 0%
- Application Process: 100% online, no collateral required
💡 Example Calculation:
If you borrow ₦300,000 for 180 days at 24% APR, your total repayment will be ₦335,532 (₦300,000 principal + ₦35,532 interest).
Eligibility & Requirements
To get a loan with Flashlend:
- Be a Nigerian citizen aged 18 or above
- Own an active bank account
- Have a good credit history
- Provide basic personal details during registration
How to Download Flashlend Loan App (APK)
- Google Play Store: Flashlend Loan on Play Store
- APK Download: If you cannot access it via Play Store, you can download the Flashlend Loan APK from third-party APK websites or the official Kreston Finance site.
- Installation: Once downloaded, install the app, register, and follow the application process.
How to Apply for a Loan
- Download and install the app from Play Store or via APK.
- Register with your personal and banking details.
- Submit loan request by selecting the amount and repayment term.
- Wait for AI approval – if approved, funds are disbursed to your account.
Flashlend Loan Customer Care Number
If you encounter issues, you can reach Flashlend via:
📍 Office Address: Express Building, 7 Jobi Felle Road, Ikeja, Lagos State, Nigeria
📞 Mobile (Customer Care Number): +234 08171911979
📧 Email: [email protected]
🌐 Privacy Policy: Flashlend Privacy Policy
User Reviews – What People Are Saying
Flashlend Loan App has mixed reviews:
✅ Positive Experiences
- “The app is reliable and works well during emergencies.” – Esther Adebanke
- “Low interest rates and smooth transactions.” – Williams Taiwo
- “Fast support and helpful financial backup.” – Marcus Grace
❌ Negative Experiences
- “After applying, loan was never disbursed despite approval.” – Alphonsus Elizabeth
- “Waste of time and data, no loan given.” – Folorunso Oluwadare
- “Received fake approval messages but no funds.” – IK Phillips
Overall, reviews show that while some users successfully get loans, many complain about fake approvals, delays, and poor customer support.
Pros and Cons
Pros
- Licensed under FCCPC (formal financial license)
- Simple mobile app with quick application process
- Low service fees (0%)
- Fast AI-powered approval system
Cons
- Many complaints about loans not being disbursed after approval
- Poor customer care response (delayed or no replies)
- Approval messages without actual payout reported
- Limited loan amount compared to competitors
Final Verdict – Is Flashlend Loan Legit in 2025?
Flashlend Loan App is officially licensed, but user feedback raises serious trust concerns. While some customers report low interest rates and reliable support, many claim they never received approved loans or had issues deleting personal data.
If you try this app, proceed with caution. Always start with small amounts and contact customer care immediately if problems arise.
Rating: ⭐ 2.5/5 – Licensed lender but plagued with poor user trust and service complaints.
