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How To Get Access Bank American Express Credit Card In Nigeria

Unlock a realm of financial flexibility and exclusive perks as Access Bank introduces its groundbreaking partnership with American Express, bringing Nigerians the Access Bank American Express® Gold Card and the prestigious metal Platinum® Card. Departing from the familiarity of debit cards, these credit cards empower you to spend beyond your account balance, allowing for a more expansive financial experience.

Unlike debit cards, where spending is limited to prefunded amounts, credit cards provide the freedom to make purchases and settle dues with a modest interest at the end of the month. This newfound spending flexibility comes with added advantages, including discounts and special perks for those who diligently clear their debts on time.

In collaboration with American Express, Access Bank pioneers the issuance of the first American Express Cards in Nigeria, offering customers an array of benefits. Elevate your financial journey with the Access Bank American Express® Gold Card and the prestigious Platinum® Card, opening doors to unparalleled advantages and a world of financial possibilities.

Benefits of Access Bank/American Express Credit Cards

Alongside dual-currency functionality (NGN/USD) and international acceptance, the American Express Cards include airport lounge access, car rental perks, Membership Rewards®, loyalty points, as well as insurance and protections. On top of these features, the Platinum® Card also offers:

  • Expanded airport lounge benefits, with complimentary access to more than 1,400 lounges through the American Express Global Lounge Collection®.
  • Hotel perks and upgrades through The Hotel Collection and Fine Hotels + Resorts.
  • Special status access in the Hilton Honours, Radisson Rewards, and Marriott BonvoyTM rewards programmes.
  • Complimentary access to hotel membership programmes, with Tablet Plus membership and Mr & Mrs. Smith Gold status.
  • 24/7 travel and lifestyle concierge services.
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How to get the American Express Credit Card

To request an Access Bank American Express ®   Gold Card, kindly:

  • Visit the nearest Access Bank branch,
  • Contact your Account Officer, or
  • Send an email to [email protected] or,
  • Register your interest by completing this form.

To apply for an Access Bank American Express credit card, you must:

  • Be a resident of Nigeria
  • Have a valid bank account with Access Bank
  • Have a good credit history

If you are approved for an Access Bank American Express credit card, you will need to pay an annual fee. The fee for the Access Bank American Express® Gold Card is NGN5,000 per year, and the fee for the metal Platinum® Card is NGN10,000 per year.

FAQs

How much is the interest rate on Access Bank American Express credit card?

The interest rate on Access Bank American Express credit card is 2.5% monthly.

How much is the Issuance fee for Access Bank American Express credit card?

The Issuance fees for Access Bank American Express credit card is $3 and valid for three years.

What is the eligibility to get Access Bank American Express credit card?

The Access Bank American Express credit card is for customers that have an annual turn over of 10 million Naira on their account. i.e customers that spend and receive a minimum of 10 million naira a year in their account.

Ibrahim Ismail

A passionate and highly skilled individual who has seamlessly blended the worlds of statistics, technology, and finance.

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