Zenith Bank’s Virtual Card emerges as a game-changer, redefining how we manage money, shop online, and conduct secure transactions. This guide is your comprehensive resource on Zenith Bank Virtual Cards, covering everything from activation methods to usage tips.
Understanding Zenith Bank Virtual Card
A Zenith Bank Virtual Card is not just a card; it’s a digital gateway to secure online transactions. Functioning like a traditional debit card, it exists solely in the digital realm, offering an additional layer of security to your financial activities on the internet.
Activating/Requesting a Zenith Bank Virtual Card
Obtaining a Zenith Bank Virtual Card is a breeze, and you have multiple methods to choose from:
- Via Internet Banking:
- Access Zenith Bank Internet Banking.
- Navigate to the Virtual Card section.
- Click on “Request Virtual Card.”
- Validate the virtual card with your BVN and Birth date.
- Through USSD Code:
- Open your phone call app.
- Dial 9662273# using the number linked to your Zenith Bank account.
- Follow on-screen prompts to get your virtual card.
- Visiting a Zenith Bank:
- For those less tech-savvy, visit any nearby Zenith Bank branch and request assistance.
Transaction Limits on Zenith Bank Virtual Card
While enjoying the flexibility of virtual transactions, be aware of the daily transaction limit set at N50,000. It’s important to note that you must be a Zenith Bank account holder to acquire the virtual card.
Retrieving Zenith Bank Virtual Card Details
Misplaced your card details? No problem. Easily retrieve them through the Zenith Bank mobile app or Internet banking platform. It’s a straightforward, secure, and quick process to ensure you always have access to your card information.
Cost and PIN Setup for Zenith Bank Virtual Card
It’s important to know that the Zenith Bank Virtual Card comes at a nominal cost of N500. This fee ensures its functionality exclusively for web transactions. Additionally, for transactions requiring a PIN, you can conveniently set up your Zenith Bank Virtual Card PIN through the mobile app or Internet banking, enhancing security and ease of use.
Frequently Asked Questions (FAQs)
- Limitations of Virtual Debit Card:
- Virtual debit cards can’t be used at ATMs and don’t support offline transactions at physical stores.
- Zenith Bank ATM Card Limit:
- The daily withdrawal limit for Zenith Bank ATM cards is N200,000.
- CVV on Virtual Debit Card:
- Yes, just like physical ATM cards, virtual cards come equipped with a 3-digit CVV number for added protection.
- Withdrawal from Virtual Credit Card:
- Indeed, the virtual card allows cash withdrawals from ATMs supporting contactless use, requiring a digital wallet and a virtual card PIN.
- Limit for Zenith Student Account:
- Zenith Bank student accounts have an operating balance limit of N1,000,000.
Conclusion: Elevating Your Digital Transactions
Zenith Bank’s commitment to innovation and secure banking shines through with the Virtual Card. With its user-friendly interface, heightened security measures, and unmatched convenience, it stands as an essential tool for modern shoppers and online transaction enthusiasts. Embrace the future of digital banking with Zenith Bank Virtual Cards and experience a new level of financial freedom and security.