How to Register First Bank USSD Transfer Code Without ATM Card in 2024

In 2024, the need to register for the First Bank transfer code without an ATM card has become increasingly common. Whether due to a lost card or the absence of one, this guide will walk you through the steps to effortlessly activate the First Bank transfer code using your mobile phone.

Understanding First Bank Transfer Code

The First Bank transfer code is a USSD (Unstructured Supplementary Service Data) service offered by First Bank of Nigeria, enabling customers to conduct various banking transactions using their mobile phones. This convenient code provides a quick and accessible means of managing your bank account without requiring internet connectivity or a visit to a physical branch.

Actions that can be performed using the First Bank transfer code include fund transfers, airtime purchases, balance inquiries, bill payments, account openings, mobile wallet services, account number inquiries, and BVN checks. This USSD code proves invaluable when internet access is limited or when immediate transactions are necessary.

Requirements for Registering First Bank Transfer Code

To register for the First Bank Transfer Code without an ATM card, ensure you have the following:

  1. A registered mobile number with First Bank
  2. An active First Bank account
  3. A mobile phone (either a basic phone or smartphone)

Registration Process:

Follow these straightforward steps to register for the First Bank Transfer Code without an ATM card:

  1. Open the call app on your mobile phone.
  2. Dial *894# on your mobile phone.
  3. Select “1” to proceed with the registration.
  4. Enter your First Bank account number.
  5. Provide your personal details, including your full name and date of birth.
  6. Create a 5-digit PIN for transaction authorization.
  7. Confirm your PIN to complete the registration.
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Activating Your First Bank Transfer Code

After successful registration, activate the First Bank Transfer Code using the following steps:

  1. Dial *894# on your registered mobile number.
  2. Select “0” for the Quick Banking menu.
  3. Choose “Activate Code” from the options.
  4. Enter your 5-digit PIN to activate the transfer code.

Frequently Asked Questions:

Here are some frequently asked questions along with their answers:

Q: How can I activate my FirstBank transfer code without an ATM card?
A: Dial *894# on your registered mobile number, select “0” for Quick Banking, choose “Activate Code,” and enter your 5-digit PIN.

Q: How to get a 5-digit PIN for First Bank transfer without an ATM card?
A: Dial 8940# on your registered mobile number and follow the prompts to set up your PIN without visiting the bank.

Q: Can I activate the First Bank app without an ATM card?
A: Activating the First Bank app without an ATM card is not possible; however, new accounts can be registered through the application.


In conclusion, the First Bank transfer code emerges as a user-centric solution, providing convenient and secure banking experiences. This versatile code accommodates various transactions, making it an ideal choice for those seeking seamless banking, especially when an ATM card is unavailable. Should you have any questions, feel free to leave a comment, and we will respond promptly.

Ibrahim Ismail

A passionate and highly skilled individual who has seamlessly blended the worlds of statistics, technology, and finance.

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