loan apps

LilyCash Loan App APK: 2023 Review

Lilycash loan app is a Nigerian loan app that offers instant and unsecured loans of between ₦2000 – ₦100,000. Interest rates range from 16% -21% per month.

Are you looking for a quick and easy way to get a loan in Nigeria? If so, you’re in luck! There’s a new loan app in town that can help you get the money you need, when you need it.

Lilycash loan app is a mobile app that allows you to apply for and receive a loan in minutes. All you need is a smartphone and a valid ID. The app uses a variety of factors to assess your creditworthiness, so you can be sure that you’ll get approved for a loan.

Lilycash loan app details

Loan amount₦2000 – ₦100,000
Loan tenure30 days
Interest rate16% -21% monthly interest.
Age Eligibility18 to 60 yrs
Customer care number018889599

How to Download APK and get a loan from Lilycash Loan app

  • Download the Lilycash personal Loan App exclusively available on the Google Playstore and install it on your Android phone.
  • Register an account with your phone number.
  • Preferably the phone number connected to your BVN as a one-time password will be sent to it for verification.
  • Fill in your basic know-your-customer KYC information, including your residential address, next of kin, and employment details
  • You will also be required to provide your Biometric verification number BVN.
  • You’ll be charged N30 to bind your ATM card to your account to increase your chances and getting a higher loan amount.
  • A one-time password OTP will be sent to your phone to confirm your details.
  • After the submission of your loan application, the software will analyze your credit score and the final result will be shown in the APP.
  • The result should be displayed in less than two minutes and if you qualify for a loan, the loan amount will be disbursed into the bank account directly.
  • Make sure you’re using a good phone with enough memory space as you will be required to take a clear live selfie for identity.
  • Your BVN is linked to your credit score, so if you have an outstanding loan with other lenders or didn’t pay other lenders as at when due, expect your application to be rejected.
  • Your credit score is a record of your previous borrowings, how early or late you make your payments, cash transactions going in and out of your bank account among other information.
  • When you download this app you have to consent to it to get access to your phone book contacts that will serve as your guarantors, SMS to see your banking transaction records, apps on your phone to see how you use other loan apps and other details it uses to build your credit score.
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Is Lilycash loan app legit or scam?

Lilycash is legit and gives micro loans to a maximum amount of N300,000 to customers, but has really high interest rates and bugs that prevents smooth registration. caution should be taken before taking any online loan. Always read other customer’s reviews before you apply for a loan in Nigeria.

You should know that these loan apps are not registered or regulated by the CBN or any government agency in Nigeria. You are responsible for the security of your transactions with them and there is no way to seek redress for poor customer service.

If you’re being threatened or bullied by any loan shark in Nigeria, see this Facebook group where you can find support and read about the experience of others who have suffered bullying from loan apps.

You can take steps to check and remove your BVN from the credit bureau blacklist after repaying your loans and your loan app did not automatically clear you.


Lilycash offers a number of features that make it an excellent choice for anyone looking for a loan in Nigeria. These features include:

  • Fast and easy application process: You can apply for a loan in minutes, right from your smartphone.
  • Flexible repayment terms: You can choose the repayment terms that work best for you, up to 36 months.
  • Low interest rates: Lilycash offers some of the lowest interest rates in Nigeria.
  • Secure and reliable: Your personal information is protected by state-of-the-art security measures.


There are many benefits to using Lilycash to get a loan in Nigeria. These benefits include:

  • Quick access to cash: You can get the money you need, when you need it, with Lilycash.
  • Flexible repayment terms: You can choose the repayment terms that work best for you, up to 36 months.
  • Low interest rates: Lilycash offers some of the lowest interest rates in Nigeria.
  • Convenient and easy to use: You can apply for a loan and manage your repayments right from your smartphone.
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What other borrowers are saying about Lilycash loan app

Wisdom Mathew wrote, “It is a very nice platform to borrow money I was stranded at ikorodu and I didn’t know what to do so I remembered this app and downloaded it and it was amazing the loan registration is fast the loan collection is also fast it is just a nice app so people who need money urgently pls try dis platform it deserves a 4 star.”

Yusuf Mistura wrote, “I had an amazing experience with this app. The customer service was outstanding, and the loan period and amount was exactly what I was looking for.”

Mercy Samson, wrote “Lilycash is one of the app i’ve been using recently, and i can say its a very good…..very easy to access….i really love the app.”

Lilycash loan app customer service number

If you have any feedback, questions, or concerns, please contact us:
Phone: 018889599
Email: [email protected]
Address: 51 Apapa Warf road Expressway Lagos

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