SureFund Loan App Review (2026): Customer Care Number & Physical Office Address
Access to quick cash has become essential for many Nigerians, especially when emergencies or short-term business needs arise. SureFund – Fast Loan, Trusted is one of the newer digital lending platforms promising fast approval, transparent pricing, and instant disbursement—all without collateral.
But how reliable is SureFund really?
Is the interest fair?
What do real users say after borrowing?
This in-depth review answers all your questions.
What Is SureFund Loan App?
SureFund is a mobile loan application developed by Fleetwood Lending Limited, a licensed financial services company in Nigeria. The app focuses on providing small-to-medium personal loans to Nigerians through a fully digital process.
Unlike traditional bank loans that involve paperwork and long waiting periods, SureFund allows users to apply, get approved, and receive funds within minutes, directly into their bank accounts.
SureFund Loan Features at a Glance
SureFund is designed for speed, clarity, and ease of use.
Key Highlights
- Loan Amount: ₦3,000 – ₦500,000
- Loan Tenure: 3 – 12 months
- APR: 29.2% – 80% (credit-based)
- Collateral Required: None
- Approval Time: As fast as 10 minutes
- Disbursement: Instant to Nigerian bank accounts
- Hidden Charges: None disclosed
SureFund Loan Interest Rate & Repayment Example
SureFund uses a transparent interest structure displayed clearly before you accept any loan.
Example Calculation
- Loan Amount: ₦200,000
- Loan Term: 6 months
- Annual Interest Rate: 29.2%
Interest:
₦200,000 × 29.2% × (6 ÷ 12) = ₦29,200
Total Repayment: ₦229,200
Monthly Repayment: ₦38,200
Actual interest rates depend on your credit profile and repayment history.
How to Apply for a Loan on SureFund
SureFund keeps the application process simple and beginner-friendly.
Step-by-Step Guide
- Download the SureFund app and register using your Nigerian phone number
- Verify your account via SMS (no paperwork required)
- Enter personal details (BVN, bank account, employment info)
- Submit your loan request
- Get approval within minutes
- Receive funds instantly into your bank account
SureFund Loan Eligibility Requirements
To qualify, you must:
- Be a Nigerian resident
- Be 18–60 years old
- Have a valid Nigerian bank account
- Show stable income or repayment ability
- Maintain a reasonable credit history
SureFund Customer Care Number & Physical Office Address
SureFund provides multiple support channels for borrowers:
- Customer Care Number: +234 814 688 8249
- Email: [email protected]
- Office Address:
47 Ibn Haruna Street, Utako,
Abuja, FCT 900108, Nigeria - Website: https://fleetwoodlending.com
- Privacy Policy: https://fleetwoodlending.com/privacy-policy
Customer Service Hours:
9:00 AM – 6:00 PM (Monday–Sunday)
SureFund Loan App Reviews: What Real Users Are Saying
SureFund has received mostly positive feedback, especially for speed and ease of use, though a few technical issues have been reported.
Positive User Experiences
Many borrowers praise SureFund for fast disbursement and simplicity:
- “Registration and whole process simple and easy, disbursement fast with a blink of an eye.” — Abubakar Isah Dodo
- “Great app, disbursed fast, it saved me in my time of need.” — Onipede Adenike
- “Very fast loan, just that the loan is small at first.” — Aishat Salau
SureFund also increases loan limits gradually for users who repay on time.
Common Complaints
While most reviews are positive, some issues are worth noting:
Face Verification Problems
Some users report repeated failures during face verification:
- “Face verification not working, keeps failing.” — Anthony Sunday
OTP & App Interface Issues
- OTP delays
- Buttons not fully visible on some screens
SureFund’s support team typically responds and encourages affected users to contact customer care.
Loan Limit Restrictions
First-time users often receive small loan amounts, which increase over time with good repayment behavior.
Is SureFund Loan App Legit or Safe?
Based on available data:
✔ Operated by a licensed Nigerian lender
✔ Physical office address provided
✔ Transparent interest calculation
✔ Active customer support
✔ No reported harassment tactics
Verdict:
SureFund appears legitimate and safe for responsible borrowing, especially for short-term needs.
Pros & Cons of SureFund Loan App
Pros
- Very fast loan approval
- Transparent loan terms
- No collateral required
- Instant bank disbursement
- Responsive customer care
Cons
- Small loan limits for new users
- Occasional face verification issues
- Higher APR for low-credit borrowers
Final Verdict: Should You Use SureFund Loan App?
If you need quick cash, prefer clear repayment terms, and don’t mind starting with a small loan limit, SureFund Loan App is a solid option.
It is especially suitable for:
- Emergency expenses
- Salary gaps
- Small business cash flow needs
However, users should ensure:
- They understand the interest rate offered
- They repay on time to unlock higher limits
Bottom Line
SureFund is fast, transparent, and reliable—but best used responsibly.
