XtraCash Loan App APK Download, Repayment USSD code

In the ever-evolving landscape of financial technology, XtraCash, accessible through Quickteller, stands out as a swift and convenient solution for individuals in Nigeria, Ghana, and Zambia seeking a quick cash advance. This comprehensive guide covers everything you need to know about XtraCash, from application procedures to repayment methods and interest rates.

About XtraCash

XtraCash, facilitated by Quickteller, offers individuals a speedy alternative to obtain a cash advance for various purposes, including paying bills, purchasing goods, making peer-to-peer transfers, buying airtime, and withdrawing cash from a mobile phone.

Xtracash Loan Requirements

To be eligible for an XtraCash loan, applicants must meet the following requirements:

1. Be 18 years or older.
2. Possess a valid bank account.
3. Maintain a perfect repayment record with XtraCash.
4. Have no outstanding XtraCash loans.
5. Acknowledge automatic loan deduction from the bank account upon maturity.
6. Be aware of the option for early loan repayment.
7. Understand the terms, including automatic extension of unpaid debts after the due date.

How to Apply for an XtraCash Loan

1. Visit the Quickteller login page and enter your credentials.
2. Click on “Loan” in the dashboard to access the loan section.
3. Select “Loan Request,” choose XtraCash, enter the desired loan amount, select the bank account, and verify the transaction with your password.

Upon completion, you’ll be credited within minutes, with a confirmation message sent to your phone.

Quickteller Account Creation

For those new to Quickteller, creating an account is a seamless process:

1. Visit the Quickteller registration page.
2. Provide your first and last name, email address, and phone number.
3. Choose a preferred password.
4. Optionally, enter the email or phone number of the person who referred you to Quickteller.

Maximum Loan Amount

The maximum loan amount you can borrow through XtraCash depends on your Digital Yellow Account (DYA) and airtime usage. The loan application process will inform you of the eligible amount, which increases with timely repayments.

Xtracash Interest Rates

Unlike many other loan apps with exorbitant rates, XtraCash offers affordable interest rates ranging from 3% to 12%. Repaying on time not only increases your borrowing limit but also lowers the interest rate.

Repayment Process

Repayment of XtraCash loans is designed for ease and convenience:

1. On the due date, the loan amount is automatically deducted from the Diamond Yellow Account.
2. Alternatively, full repayment can be made at any time by selecting “repay loan” from the XtraCash menu.

Repayment via USSD Code

XtraCash sends a reminder SMS a few days before the loan’s due date, providing an option for early repayment. The USSD code for XtraCash loan repayment is 3226#, allowing users to repay their debt by dialing the provided number.

In conclusion, XtraCash not only offers a quick financial solution but also ensures transparency and convenience in the application and repayment processes. With affordable interest rates and the flexibility of early repayments, XtraCash stands as a reliable option for those seeking a hassle-free cash advance. Explore the possibilities today and empower your financial journey with XtraCash through Quickteller.