How to increase your daily transaction limits on the Access Bank App

Access Bank accounts come with an initial daily transfer limit of between N 100,000 and N 500,000 transaction limit. These limits can, however, be upgraded up to N15 million daily depending on the customers’ needs. In the dynamic realm of banking, empowering your financial transactions is a key step towards a more fluid and flexible banking experience. This article outlines the streamlined process of upgrading your Access Bank account and unlocking enhanced transaction limits through the Access More App.

General Access Bank Account Upgrade

Upgrading your Access Bank account is now at your fingertips, thanks to the user-friendly Access More App. With just a smartphone and a reliable internet connection, follow these steps:

  1. Access More App Launch: Open the Access More App, available on both iOS and Android platforms.
  2. Navigate to Profile: Select ‘Profile’ from the bottom navigation panel.
  3. Transaction Limits: Scroll down and choose “Transaction Limits.”
  4. Initiate Upgrade: Respond to the prompt asking if you need higher transaction limits by clicking ‘Upgrade Now.’
  5. Select Package: Choose a package that aligns with your financial needs from the displayed carousel and hit the ‘Upgrade’ button.
  6. Terms & Conditions: Read and agree to the Terms & Conditions before finalizing the upgrade.

Your Access Bank account will seamlessly transition to a new plan, offering enhanced features catering to your evolving financial requirements.

Note: Downgrading an account can only be done by visiting the nearest Access Bank location.

Tailoring Access Bank Account Transfer Limits

If you seek a more targeted enhancement of specific account limits, the Access More App provides a straightforward process:

  1. Access Transaction Limit Settings: Navigate to the Transaction Limit Settings page within the app.
  2. Review Current Limits: On this screen, assess your limits for transactions with other banks, Access Bank accounts, Foreign Currency, and Bill Payments.
  3. Edit Limits: Tap the edit icon next to the specific limit you wish to upgrade.
  4. Customize Settings: Manually adjust your desired daily and single limit settings, then click ‘Save.’
  5. Verification: Enter your transaction PIN for verification.
READ ALSO  How to generate Zenith Bank Token Code in 2024 [e-token App]

By following these steps, you have the flexibility to fine-tune your account limits according to your unique financial needs.


Elevating your Access Bank account’s transaction limits has never been easier. The Access More App serves as a powerful tool, empowering users with a robust platform to conveniently manage various banking activities from the comfort of their homes or anywhere they may be. Embrace the enhanced financial freedom offered by Access Bank, where upgrading your banking experience is just a few clicks away.

Ibrahim Ismail

A passionate and highly skilled individual who has seamlessly blended the worlds of statistics, technology, and finance.

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button